We help improve your score by identifying and disputing inaccurate or unverifiable negative items on your credit reports, while also guiding you on how to add and maintain positive credit lines. This combination helps strengthen your credit profile and supports long-term score growth.

We require all clients to use Credit Hero Score, which provides access to all three credit bureaus—Experian, Equifax, and TransUnion—in one convenient platform. Credit Hero requires an active subscription to keep your reports updated. The cost is $19.99 per month. Active credit monitoring is mandatory throughout the credit repair process. This allows us to consistently monitor changes, track progress, and submit timely dispute rounds to ensure accurate and effective results.

If you’d like to discuss your credit profile before choosing a plan, a consultation is available—but it’s completely optional. This session gives you the chance to review your credit reports, ask questions, and gain a better understanding of what may be challenged. Because every credit profile is unique, the consultation can provide valuable clarity and insight before moving forward. Regardless of whether you schedule a consultation, your credit reports will be thoroughly reviewed and analyzed once you select a package.

Credit repair typically takes 30 to 45 days, depending on your individual credit profile, the number of negative items and how they are reporting. In some cases, it can go up to 60 to 90 days. Every situation is different, so results and timelines may vary. We work consistently on your file throughout the process to help you see progress as efficiently as possible.

Getting started is simple. First, select the plan that best fits your needs. Next, create your secure client profile. Once completed, we will schedule and complete your onboarding call so we can begin reviewing your credit reports and sending out your dispute rounds.